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Lack of building regulations insurance

Prices start from £10.00

for the minimum
level of cover

Insurance cover provided by CLS Property Insight*.

Lack of building regulations insurance protects you against enforcement action taken by the local authority for works carried out to your property for which there is no planning permission and/or building regulations approval.

What is insured?

Loss you incur which arises out of an insured risk and includes:

  • Damage, compensation, costs and/or expenses (but not fines or other penalties) which you have to pay because of a court order;
  • The amount by which the value of the property is reduced by the effect of a court order;
  • Any other costs and expenses you incur with the insurer’s written consent because of an insured risk.

What is not insured?

The Insurer can refuse to pay a loss or reduce any payment for the loss because:

  • You confirmed a statement of fact that which you knew or could reasonably have been expected to know was not true; and/or
  • You make a claim knowing that it is false or fraudulent; and/or
  • You disclose that this policy exists to another person who is not a potential purchaser of the property, their mortgage lender or the legal advisers of each.
  • Additional exclusion(s) are contained in the insured risk appendix of the sample below.

Full information regarding this policy can be found in the documents at the bottom of this page.

* Arranged by Severn Trent Searches and provided by CLS Property Insight Ltd.