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Lack of Buildings Regulations Insurance

Insurance products can only be purchased by individuals who are FCA regulated. If you are a member of the public, we recommend speaking to your solicitor.

Building Regulations Insurance protects your client if alterations or extensions to a property are discovered to have been made without the necessary building regulation approval.

This insurance offers financial security by covering associated expenses, providing peace of mind, and improving the property’s future marketability.

Only FCA-regulated people can purchase this insurance, and we recommend doing so via a solicitor.

Placing your first order with us?
find out
how to open an account or register to pay by card. Alternatively call our customer service team on 0115 971 3550.

Prices start from
£ 10
00
  • for the minimum level of cover

Product summary

Lack of building regulations insurance protects you against enforcement action taken by the local authority for works carried out to your property for which there is no planning permission and/or building regulations approval.

Report created by

Arranged by Severn Trent Searches and provided by CLS Property Insight Ltd.

Cover for the following losses incurred:

  • Damage, compensation, costs and/or expenses (but not fines or other penalties) which your client must pay because of a court order
  • The amount by which the value of the property is reduced by the effect of a court order
  • Any other costs and expenses your client incurs with the insurer’s written consent because of an insured risk

The Insurer can refuse to pay a loss or reduce any payment for the loss because:

  • 8Your client confirmed a statement of fact that which you knew or could reasonably have been expected to know was not true; and/or
  • Your client made a claim knowing that it is false or fraudulent; and/or
  • Your client disclosed that this policy exists for another person who is not a potential property purchaser, their mortgage lender, or their legal advisers
Additional exclusion(s) are contained in the insured risk appendix of the sample (on the downloads tab).

Lack of Buildings Regulations Insurance Prices

LIMIT OF INDEMNITY (up to and including)BUILDING REGULATIONS ONLYPLANNING & BUILDING REGULATIONS
£75,000£10.00£40.00
£100,000£14.00£45.00
£125,000£14.00£58.00
£150,000£15.00£72.00
£175,000£18.00£80.00
£200,000£20.00£90.00
£250,000£23.00£100.00
£300,000£28.00£120.00
£350,000£35.00£150.00
£400,000£40.00£170.00
£450,000£50.00£190.00
£500,000£60.00£210.00
£550,000£70.00£230.00
£600,000£80.00£250.00
£650,000£90.00£270.00
£700,000£100.00£285.00
£750,000£110.00£300.00
£1,000,000£130.00£320.00
£1,125,000£150.00£340.00
£1,500,000£170.00£360.00
£1,750,000£190.00£380.00
£2,000,000£210.00£400.00
£2,250,000£230.00£440.00
£2,500,000£250.00£480.00
£2,750,000£270.00£520.00
£3,000,000£290.00£560.00
Lack of Buildings Regulations Insurance Sample
Lack of Buildings Regulations Insurance Sample
Lack of Buildings Regulations Insurance Prices
Lack of Buildings Regulations Insurance Prices

Absence of Easement Insurance

Insurance safeguarding against risks when there is no formal agreement regarding services such as roads, water, gas, electricity, or drainage.

ChancelSure insurance

Cost-effective solution for properties where there is a potential liability for chancel repair.

No chancel search insurance

Safeguards against chancel repair liability where a chancel screening report has not been purchased.

Product summary

Lack of building regulations insurance protects you against enforcement action taken by the local authority for works carried out to your property for which there is no planning permission and/or building regulations approval.

Report created by

Arranged by Severn Trent Searches and provided by CLS Property Insight Ltd.

What it includes

  • Damage, compensation, costs and/or expenses (but not fines or other penalties) which your client must pay because of a court order
  • The amount by which the value of the property is reduced by the effect of a court order
  • Any other costs and expenses your client incurs with the insurer’s written consent because of an insured risk

What it doesn't include

  • 8Your client confirmed a statement of fact that which you knew or could reasonably have been expected to know was not true; and/or
  • Your client made a claim knowing that it is false or fraudulent; and/or
  • Your client disclosed that this policy exists for another person who is not a potential property purchaser, their mortgage lender, or their legal advisers

Lack of Buildings Regulations Insurance Prices

LIMIT OF INDEMNITY (up to and including)BUILDING REGULATIONS ONLYPLANNING & BUILDING REGULATIONS
£75,000£10.00£40.00
£100,000£14.00£45.00
£125,000£14.00£58.00
£150,000£15.00£72.00
£175,000£18.00£80.00
£200,000£20.00£90.00
£250,000£23.00£100.00
£300,000£28.00£120.00
£350,000£35.00£150.00
£400,000£40.00£170.00
£450,000£50.00£190.00
£500,000£60.00£210.00
£550,000£70.00£230.00
£600,000£80.00£250.00
£650,000£90.00£270.00
£700,000£100.00£285.00
£750,000£110.00£300.00
£1,000,000£130.00£320.00
£1,125,000£150.00£340.00
£1,500,000£170.00£360.00
£1,750,000£190.00£380.00
£2,000,000£210.00£400.00
£2,250,000£230.00£440.00
£2,500,000£250.00£480.00
£2,750,000£270.00£520.00
£3,000,000£290.00£560.00

Downloads

Lack of Buildings Regulations Insurance Sample
Lack of Buildings Regulations Insurance Sample
Lack of Buildings Regulations Insurance Prices
Lack of Buildings Regulations Insurance Prices

Related products

Absence of Easement Insurance

Insurance safeguarding against risks when there is no formal agreement regarding services such as roads, water, gas, electricity, or drainage.

ChancelSure insurance

Cost-effective solution for properties where there is a potential liability for chancel repair.

No chancel search insurance

Safeguards against chancel repair liability where a chancel screening report has not been purchased.

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